Roofing in Central Florida is critical, especially after storm damage. Before hiring roofers, you need to understand how post storm inspections impact your roofing insurance claim and protect your home. Here’s why a professional roof inspection is so important.
Prompt Reporting Matters
Most homeowners’ insurance policies state that you have to report storm damage within a “reasonable” time. Although you have up to one year to file a claim, your insurance carrier decides what’s “reasonable.” Delaying your report can lead to a denied claim.
The risk of denial increased with Florida Senate Bill 2A, passed in December 2022. This law limits one-way attorneys’ fees in property insurance claims. If you challenge a denied claim, you can face legal fees up to 40% of the claim value. Avoid these costs by getting a professional roof inspection as soon as you notice damage.
Protect Your Rights Under the Matching Rule
The “reasonable appearance” code, outlined in Florida Statute 626.9744, also known as the matching rule, is vital. It requires repairs to match adjacent areas, keeping your property’s appearance uniform.
DIY repairs or hiring roofers who ignore this rule can void future protections. If another storm causes more damage, your insurance has the ability to not follow the matching rule. This can lower your property’s value. Legal action to reverse a decision would be your expense, complicating things further.
Prevent Creating More Damage
DIY or poorly done repairs can worsen the problem. Without a thorough inspection, hidden issues can get missed, leading to bigger problems later. Experienced roofers in Central Florida can spot these issues early, saving you from costly repairs.
The Smart Move: Professional Roof Inspection
A professional roof inspection is essential for protecting your hurricane insurance claim and ensuring proper repairs. It helps you understand the damage, meet insurance requirements, and avoid hurting. your property’s value.
Before making repairs, schedule a .Pro Roof Damage Consultation. This step gives you a detailed assessment and helps you make informed decisions. Protect your investment by consulting with experts who understand roof damage and insurance policies.
For a thorough evaluation and professional advice, schedule a .Pro Roof Damage Consultation with RoofClaims.Pro today. We’re here to help you navigate storm damage repairs and make sure that you follow insurance requirements on reporting damages.
Comments